If you or someone you know has been arrested, there’s little doubt that you (or they) would like to be out of jail as soon as possible. Obviously, it’s a scary experience that can leave someone feeling helpless, confused, and isolated. For most of us, the bail bonding process is a unique circumstance that we’re not familiar with and could need some guidance navigating. That’s where the confidence and experience of a trusted bail bonding company can help.

In order for someone to be released from jail, a judge must first set a bail amount for the defendant. Bail is money or some form of valuable property that is pledged to a court in order to secure the temporary release of the accused as they await trial. If the accused has the funds to post bail, they may do so to gain release from jail, but it’s not uncommon to imagine that someone might not have such a large chunk of cash available with which to do so. So…

Don’t Have Bail Money?

If they don’t have money for bail, however, the defendant (or their representative) should acquire the assistance of a bonding company, also known as a bail bondsman, to post the bail for them in the form of a surety bond. Basically, the bonding company guarantees the full bail amount to the court and charges the defendant a fee – usually 10% of the bail amount – called a bail bond premium. While the fees aren’t refundable, the defendant is able to get out of jail for much less than the full bail amount.

Don’t Have the 10%?

If you’re lacking the funds necessary to even pay the bond, most bonding companies will allow you the opportunity to negotiate the terms of the bond. In addition, there are a few options available to you if you don’t have the 10% bail bond premium required.

Collateral – While most anything that’s fully-owned and having a high resale value can be used as collateral, it ultimately depends on the individual bonding agent and what they’re willing to accept. In almost every instance, homes and land can be used, with the understanding that the property can be foreclosed if the defendant skips bail and doesn’t appear for their day in court. Other acceptable forms of collateral include fully-owned vehicles, boats, jewelry, firearms, and other such valuables. Sometimes, the owner can even maintain physical possession of larger items such as houses, vehicles, and boats while they’re being used as collateral. The bond agent simply holds on to the title, in such instances.

Financing – If you don’t have the bond premium, sometimes the bonding agent can finance that amount for you, offering you the option of a convenient payment plan. Of course, you can expect to pay interest for the amount you’re borrowing, but you’ll also be able to bond out in a reasonable amount of time without wasting time trying to come up with the bond premium upfront.

Trust a Licensed Agent

Of course, every situation is unique and requires the professional attention of a licensed and insured bonding agent. One Call Bail Bonds of Metro Atlanta can help you navigate the process from the first call to the release from jail. Whether you’re needing to find out where your loved one is being detained and how much the bond is or you’re needing to arrange for the financing to get them out of jail, contact One Call Bail Bonds of Metro Atlanta for the expert advice and consultation you need at such a crucial time.