Maybe it happened to you some time over the holidays…

Hopefully, it didn’t happen to you at all…

But perhaps after reading this, you might be prepared if you ever find yourself in the unfortunate circumstance of being the first person a friend or family member called after they got arrested.

It’s not only a terrible thing for the person who was arrested, but it’s a stressful thing to be the one upon whom your loved one is depending to get out of jail, especially if you don’t have the money needed for their bail. Ouch…

Sure, you want to get them out as quickly as possible, but it’s also reasonable to think that not everybody has that kind of money just sitting around and accessible.

Bail Bonds to the Rescue

Luckily, a licensed bonding agent (also known as a bail bondsman), can help you in such a time of need. Not only can they provide the funds necessary to post bail in the form of a surety bond, but the right bonding agent will walk you through the entire process to not only explain what’s happening, but to ease your mind and calm your nerves in the meantime.

After an arrest, a judge will issue a bail amount, which is usually an amount that’s too high for the average person to be able to pay all at once. That’s where your trusty bail bondsman steps in to post bail on behalf of the defendant. Usually 10% of the bail amount, that surety bond is the bail bondsman’s assumption of the responsibility to make sure the defendant shows up for their future court date in front of the judge.

No Money? No Problem

If you’re not able to pay for the bond, however, there are still a few ways a typical bail bondsman can accept payment. While each agent is different and reserves the right to their own preferred methods of repayment eligibility based on certain requirements such as one’s employment history, length of residency at address, and criminal history. Furthermore, most can accept payment plans that incorporate collateral, financing, and other such methods of repayment. Keep in mind, however, that collateral can be kept for non-payment, and financing entails paying interest on the amount borrowed.

For a full understanding of the process and the details regarding repayment, contact a licensed bonding agent who will be more than happy to explain all the options available to you if you should ever need to bail a loved one out of jail.